--- title: Forex Broker Account Types: How to Design Your Offer description: How to design forex broker account types: Standard, Raw/ECN, swap-free Islamic, cent and professional accounts, with pricing, leverage and platform set-up… url: https://www.brokerwhitelabelsolution.com/blog-forex-broker-account-types language: en publisher: Broker White Label Solutions --- # Forex Broker Account Types: Standard, Raw/ECN, Islamic and Professional Accounts Explained By the [Broker White Label Solutions team](https://www.brokerwhitelabelsolution.com/our-team) · Published 15 November 2026 · 7 min read **Quick answer** Most forex brokers offer three to five account types: a Standard account with wider spreads and no commission for beginners; a Raw or ECN account with tight spreads plus a commission for active traders; a swap-free Islamic account; often a cent account for small deposits; and a Professional account for clients who qualify where the rules allow it. Each account type is a group on your trading server with its own spreads, commission, leverage, swaps and routing. **Key takeaways** - Keep the line-up simple: three to five accounts. - Each account type is a server group with its own settings. - Raw/ECN accounts trade tighter spreads for a commission. - Swap-free accounts need clear rules on fees and abuse. - Leverage limits depend on your licence and clients' countries. **Looking for an MT5 white label?** Account groups, spreads, leverage and routing set up for your line-up. [Explore MT5 White Label](https://www.brokerwhitelabelsolution.com/mt5-white-label) Account types shape how clients see your brand and how you earn. Here is how brokers usually structure them, and how they map onto your platform and CRM. Platform set-up is part of our [MT5 white label](https://www.brokerwhitelabelsolution.com/mt5-white-label) and [forex CRM](https://www.brokerwhitelabelsolution.com/crm) work. ## Common account types | Account | Pricing | Typical client | Notes | | --- | --- | --- | --- | | Standard | Wider spread, no commission | Beginners | Simple to understand | | Raw / ECN | Tight spread plus commission per lot | Active and algorithmic traders | Often A-book routed | | Swap-free (Islamic) | No overnight swaps; may carry an admin fee | Clients who need Sharia-compliant trading | Needs abuse rules | | Cent | Balances shown in cents | Small deposits, first-time traders | Lower entry point | | Professional | Higher leverage where permitted | Clients who meet professional criteria | Eligibility checks required by some regulators | ## How account types work on the platform On MetaTrader 5 each account type is a **group** with its own symbols, spread mark-up, commission, leverage, margin call and stop-out levels, swaps and routing rules. Your CRM maps each group to a sign-up option, so clients pick an account and the right group is created automatically. See [spread mark-up](https://www.brokerwhitelabelsolution.com/blog-what-is-spread-markup-forex-broker) and [dynamic leverage](https://www.brokerwhitelabelsolution.com/blog-dynamic-leverage-forex-brokers). ## Swap-free accounts Swap-free accounts need clear terms on any administration fee and on holding periods, to stop clients from using them for swap arbitrage. Read our [swap-free Islamic accounts guide](https://www.brokerwhitelabelsolution.com/blog-swap-free-islamic-accounts-for-brokers). ## Tips for designing your line-up - Fewer, clearer accounts convert better than many similar ones. - Match routing to the account: tight-spread accounts often go to [STP/ECN execution](https://www.brokerwhitelabelsolution.com/blog-stp-vs-ecn-vs-market-maker). - Check leverage and product limits for each licence and client country. - Give IBs their own commission set-up per account type. *General information written in November 2026, not legal or financial advice. Rules differ by country; confirm your plans with qualified advisers.* ## Frequently asked questions Three to five is common: Standard, Raw/ECN, swap-free and often cent or professional accounts. Fewer, clearer choices are easier for clients. A Standard account builds the broker's earnings into a wider spread with no commission; an ECN or Raw account offers tighter spreads and charges a commission per lot. Each account type is an MT5 group with its own spreads, commission, leverage, swaps and routing. The CRM maps sign-up choices to groups. Only where your licence and your clients' countries allow it. Many regulators cap retail leverage, so take advice for each market. ## Related services ### MT5 White Label [Explore service](https://www.brokerwhitelabelsolution.com/mt5-white-label) ### Forex CRM [Explore service](https://www.brokerwhitelabelsolution.com/crm) ### Risk Management [Explore service](https://www.brokerwhitelabelsolution.com/risk-management) [Book a free consultation](https://www.brokerwhitelabelsolution.com/contact)[More articles](https://www.brokerwhitelabelsolution.com/blog) --- Source: https://www.brokerwhitelabelsolution.com/blog-forex-broker-account-types Contact: info@brokerwhitelabelsolution.com | WhatsApp +90 530 107 14 49 Broker White Label Solutions is a technology provider only. It does not provide brokerage, investment or payment services and does not hold client funds. General information, not legal, financial or tax advice.